Emergency home repair program virginia

Click Here. Indoor Plumbing Rehabilitation IPR The Indoor Plumbing Rehabilitation IPR program provides forgivable loans to low- and moderate-income owner occupants of substandard housing, which has no potable water indoors, no indoor plumbing, or a failed septic system. Weatherization Assistance Program WAP The Weatherization Assistance program provides funds to install measures that reduce residential heating and cooling costs for low-income families and enhance the health and safety of residents.

Actual requirements may vary by state, city, or region. Each state has different rules about when you can apply, how you apply, and the criteria you have to meet to get help.

If your income is too high to qualify for LIHEAP but you need help paying for your energy bills, your local social services agency or a nonprofit organization may have funds to help. You can also contact your gas, oil, or electric company about budget billing programs or new payment options especially for customers with disabilities who are on Supplemental Security Income SSI. A home equity loan is a form of credit where your home is used as collateral to borrow money.

You can use it to pay for major expenses, including education, medical bills, and home repairs. But, if you cannot pay back the loan, the lender could foreclose on your home. Revolving line of credit - You can withdraw the funds at any time for more flexibility. These usually have adjustable interest rates. Before taking out a home equity loan, you should be careful and consider the pros and cons. You should explore alternatives with a credit counselor that do not put your home at risk of a forced sale.

If you are unable to make payments on time, you could end up losing your home. If you have a problem with a home equity loan, you should contact the lender first. Ask a real person any government-related question for free. Correction of interior code violations on the dwelling related to health and safety as cited by Code Enforcement.

Removal of unsafe or blighted conditions on the eligible property. Detached structures e. Repairs of a cosmetic nature that do not pose a threat to health or safety.

Mold remediation whether cited by Code Enforcement or not. Detached structures sheds, garages, etc. Quest piping repair or replacement.

Mobile Home Rehabilitation. Assistance must be repaid if the recipient vacates their manufactured mobile home within the two years from the completion dates of the repairs.

Eligible activities: Correction of health and safety hazards i. Repair or replace water distribution pipes which have damage that has resulted in the need to have water shut off to the residence. Replace the roof evaluated on a case-by-case basis. The Weatherization Assistance program provides funds to install measures that reduce residential heating and cooling costs for low-income families and enhance the health and safety of residents. The program provides repairs and improvements to home heating and cooling systems and provides for the installation of energy-saving measures in the house, such as insulation and air sealing.

Once the needed repairs are made, clients receive energy efficiency and health and safety measures available through WAP.