How to update my address with equifax

The easiest way to change your name on your Equifax credit report is through the myEquifax Dispute Center. The Dispute Center is where you go to update or change inaccurate or incomplete information on your Equifax credit report. You can begin the name change process on your Equifax credit report by creating or signing into your myEquifax account - it's free and safe.

Here you can change information on your Equifax credit report, including a name change. If you don't have a myEquifax account, create one and register using your former name. Using your former name is necessary to locate your Equifax credit report on file.

Then you'll "dispute" your former name so that your credit history is associated with your new name. Key pieces of identity documentation are needed to change your name on your Equifax credit report. The Dispute process will allow you to upload these documents in a safe and secure manner.

For transgender people specifically, the name change court order is the most important. Other documents are also needed to change your name on your Equifax credit report. You'll need to upload documents that verify each of the following with your new name:. Method 1. Notify your creditors first of your move. Two of the three major credit reporting agencies, Equifax and Experian, both say that when you move, you need to notify your creditors, not the credit reporting agency.

The agencies will get notice of any address change through the records of the individual creditors. If you move, but neglect to notify creditors, then bills and notices may be delayed, and your payments may be late as a result. If you want to be abundantly cautious and send a notice of address change to Equifax or Experian, you may do so, even though they do not require such a notice. Notify TransUnion directly of your move. To change your address with TransUnion, the third major credit reporting agency, TransUnion asks that you notify them directly.

You will need to send a written request to update your address, along with two forms of proof of the new address. The proof may be in the form of a photocopy of: [3] X Research source Drivers license State ID card Bank or credit union statement Cancelled check Government-issued ID card Signed letter from homeless shelter Stamped post office box receipt Utility bills water, gas, electric, or telephone.

Mail documentation to the appropriate office. If you are notifying TransUnion of your address change, or if you wish to send a notice to Equifax or Experian, send your letter, with any supporting documentation, to the appropriate address. Your letter can be very simple. Box , Chester, PA Box , Atlanta, GA Send correspondence for Experian to Experian, P. Box , Allen, TX Method 2. Determine that a valid reason for dispute exists. A change of address due to a move is not a matter for disputing your credit report.

A dispute is the means for correcting something that is blatantly incorrect. This may include either an address that you never used, or something as simple as a typographical error. Dispute your address with Experian either online or by mail.

If you wish to notify Experian of an error in your address, you can do so either by mail or online. Making the report online will usually lead to faster service. In your letter, include a clear statement that your address on your credit report is incorrect.

Provide the information that currently appears, and then state what you believe the correct information should show. Notify Equifax of an incorrect address through its dispute process. For Equifax, you can begin the dispute process online, or you may submit a report by mail.

Reporting incorrect information online is usually going to produce faster results. Report to TransUnion for incorrect address information. You may dispute incorrect information to TransUnion either by mail or through its online process. The online reporting will lead to faster results. This screen will prompt you for a userid and password. If you have not used this system before, you will need to create an account.

After that, you will be able to enter the details of your dispute. Tell them about the incorrect address, and then provide the new information.

You can use the same account to check on the status of your dispute later on. If your Equifax report is wrong, you may also want to make sure your creditors have your correct information and check with other credit bureaus as well.

You can access your credit report from Equifax and from TransUnion and Experian , the other major credit reporting agencies, once a year for free. You can do this by mail or online at AnnualCreditReport. Either way, if you spot any inaccuracies on your reports, whether your address, other contact information or the details of your various credit accounts, it's a good idea to ask the credit agencies to investigate and fix the mistakes.

You can ask Equifax to investigate anything incorrect you spot on your credit report. Generally, the company will get back to you within 30 days with the results of its investigation. You can either make the request online or by postal mail.